Hong Kong bank account opening has become difficult? The latest account opening strategy! Worth coll

2023-01-11 13:41 Zhuo Rui
91

On January 8, Hong Kong was officially cleared!


But, it is now more difficult to open a bank account in Hong Kong? Is it really so? Zorrex Consulting has the answer for you!




01

一、Opening a bank account in person in Hong Kong

This is currently the simplest and most direct way to open an account, without the intervention of a third party, but if you go to Hong Kong in person to open an account, the time and effort spent is essential, and the cost will be relatively high, and the more important point is that there is a big difference between Hong Kong bank account opening and mainland bank account opening.


Mainland bank account opening, generally directly take my ID card to the bank business hall, take the number on the spot, waiting for the bank staff to shout the number can be normal, in the past two years due to the anti-fraud broken card action, go to the bank to do the card audit will be more stringent, the need to provide proof of social security or address, etc., but relatively speaking, the mainland bank account opening is still relatively simple.



And Hong Kong bank account opening on the account holder's requirements will be relatively high, first of all, account holders have to make an appointment in advance to open a good account time and network, it is recommended that more than a week in advance is better, fill out personal information in the appointment, and secondly, the need for you must prepare in advance to open a good account the day of the qualification materials required, such as identity cards, communication certificates, over the Hong Kong invoices, proof of address, Hong Kong, financial proof of contact, and so on, of course, different banks Of course, different banks have different requirements for reviewing the information.


Moreover, some people have personally traveled to Hong Kong to open an account, only to find that when they arrived at the bank, they were rejected by the bank for certain reasons, and in the end, the account was not completed and the trip was wasted.


So that personally run to Hong Kong is not only time-consuming and costly, can not open an account or an unknown, if not in accordance with the requirements of blindly run to the bank to open an account, then sorry, you are likely to let you run a trip for nothing.





02

二、Customs clearance company channels for offshore account opening en masse

Some offshore banks will give domestic enterprises to provide special group business, so as to facilitate certain enterprises directly with the name of the company's collective application for offshore accounts, which in fact is the cooperation between the enterprise and the bank, this way of personal requirements and deposit requirements will not be very high, as long as the enterprise to join the bank's list to go, and the organization of more than 10 people can apply for processing.







03

三、Witness account opening

This method usually refers to the Hong Kong bank in the mainland also has a branch, the account holder can be in the mainland branch to submit information, apply for a Hong Kong branch of the bank account, and so on the information review and approval of the Hong Kong branch will be the Hong Kong branch of the bank card and your account information will be mailed back to the mainland.


This way of opening an account is very convenient, but the deposit requirements for personal accounts are generally higher, the need for account holders to deposit a certain amount of money in the bank or to buy bank-recommended financial products, usually 100,000 to start, and with the difficulty of opening a bank account, the deposit requirements have also risen, and some banks have raised their deposit requirements to 300,000-1,000,000, making the opening of an account even more difficult.


While witnessing the account opening requires sending the information back to Hong Kong, you usually can't get the physical bank card directly, and it takes about 30 days for your Hong Kong bank account to be officially activated.







04

四、Remote Video Witness Account Opening

This way is relatively simple and fast, account holders can open a Hong Kong bank personal account without leaving home, and usually zero threshold, consumes a short period of time, the cost is not high, but currently supports remote video witness account opening bank only Standard Chartered Bank, other banks do not support for the time being.


Standard Chartered Bank, as a renowned international community of international banks, business network coverage is relatively wide in the global scope of 60 more dynamic markets around the world, serving many customers in more than 145 markets, Standard Chartered is rooted in China's longest history of one of the foreign-funded banks in China, the proportion of business in China is quite high.



Advantages of Standard Chartered Bank account in Hong Kong:


1.Support multi-currency


Standard Chartered Bank Hong Kong supports multi-currency transactions, including Hong Kong Dollar, US Dollar, Australian Dollar, Japanese Yen, Euro, Pound Sterling, New Zealand Dollar and more.


2.Industry-leading exchange rates


Standard Chartered's exchange rates are industry-leading across the board, including those of Standard Chartered Bank in Singapore


3.Foreign banks


Flexible account use, cross-border transfers in real time


4.Equipped with physical card


Support mainland ATM cash withdrawal, convenient for funds back to mainland China


5.Video witnessing, no regional restrictions, cards can be mailed to home


6.Essential for speculation in Hong Kong and US stocks


Support FPS, EDDA fast deposit, in and out of the gold is very convenient


7.Global network of outlets, for business convenience


Standard Chartered Bank in the global network of outlets, can provide convenient services in the global context


8.Large daily transfer amount


Standard Chartered Bank ATMs allow daily cash withdrawals of HK$20,000 equivalent and daily transfers of up to $1,000,000 without taking up the $50,000 foreign exchange settlement limit, making them ideal for users with large business funding needs.


Then there are two ways to apply for Standard Chartered Bank in Hong Kong, which I will explain to you in passing today.


Mode 1: zero threshold for


This is currently the hottest way to open a personal account in Hong Kong, do not need to personally over the Hong Kong, and in the home for the video lawyer to witness the account can be, it is very convenient, save trouble and save money!


Information required to open an account:


1. ID card + Hong Kong and Macao Travel Permit / passport (2 choose 1)


2. Fill out the KYC questionnaire


Mode 2: Deposit processing


Information required to open an account:


1.ID card + Hong Kong and Macau Travel Permit/Passport (2 choose 1)


2.Fill out KYC due diligence form


3.500,000 deposit for three months


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